Iqbal is the Program Director for Blockchains & Innovations for Global Markets, Enterprise at IBM. He is a banker who moved over to management consulting and has built an intuitive understanding of the intersection of business and technology. He has applied cognitive analytics, Watson (artificial intelligence & machine learning), mobile, big data and Blockchains to accelerate go to market strategies and operationalize new business models. Most recently, Iqbal conducted the successful adoption of distributed ledger technology to trade for financial institutions. He followed that up by extending it across the value chain. Iqbal works at the cusp of adoption of innovations by banks, governments, central banks and commercial organizations, as part of their digitization strategies.